Are you tired of waiting in long queues at toll booths during your travels? Are you looking for a convenient way to pay toll charges without the hassle of carrying cash? Enter HDFC Fastag – the perfect solution for seamless travel on highways across India. In this comprehensive guide, we will delve into everything you need to know about HDFC Fastag, from what it is and how it works to the application process and benefits.
What is HDFC Fastag?
HDFC Fastag is a reloadable tag that enables automatic deduction of toll charges and lets you pass through toll plazas without stopping to make cash transactions. It is linked to a prepaid account from which the toll amount is deducted.
How Does HDFC Fastag Work?
When a vehicle with an HDFC Fastag affixed on the windscreen approaches a toll plaza, the RFID technology embedded in the tag communicates with the toll plaza infrastructure. The toll amount is automatically deducted from the prepaid account linked to the Fastag as the vehicle passes through the plaza.
How to Get an HDFC Fastag?
Getting an HDFC Fastag is a simple and hassle-free process. You can apply for an HDFC Fastag online on the bank’s website or through mobile banking apps. You need to provide a few essential documents such as your vehicle registration certificate, KYC documents, and a passport-size photograph.
Benefits of HDFC Fastag
- Time-saving: With HDFC Fastag, you can zip through toll plazas without waiting in long queues, saving precious travel time.
- Cashless Transaction: Say goodbye to the hassle of carrying cash and exact change at toll booths.
- SMS Alerts: Stay informed about toll transactions and account balance through real-time SMS alerts.
- Online Recharge: You can easily recharge your HDFC Fastag online through the bank’s website or mobile app.
- Validity: HDFC Fastag has a validity of five years, and you can enjoy uninterrupted toll services during this period.
How to Recharge HDFC Fastag
Recharging your HDFC Fastag is a breeze. You can do it online through the bank’s website, mobile banking apps, or at POS locations at toll plazas. Simply log in to your account, select the recharge option, and add funds to your Fastag wallet using net banking, credit/debit cards, or UPI.
Frequently Asked Questions (FAQs) about HDFC Fastag:
1. How can I check the balance in my HDFC Fastag account?
You can check the balance in your HDFC Fastag account through the bank’s website, mobile app, or by sending an SMS to a designated number.
2. Can I use my HDFC Fastag across all toll plazas in India?
Yes, HDFC Fastag is valid across all toll plazas in India operated by the National Highway Authority of India (NHAI).
3. Is there a minimum balance requirement for HDFC Fastag?
Yes, you need to maintain a minimum balance in your HDFC Fastag account as per the bank’s guidelines.
4. What should I do if my HDFC Fastag is lost or damaged?
In case your HDFC Fastag is lost or damaged, you should immediately report it to the bank and get a replacement tag.
5. Can I avail of cashback or discounts on toll payments using HDFC Fastag?
Yes, HDFC Fastag offers cashback and discounts on toll payments as per the bank’s promotional schemes.
6. Can I transfer my HDFC Fastag from one vehicle to another?
No, HDFC Fastag is specific to a particular vehicle, and it cannot be transferred to another vehicle.
7. Is there a customer helpline for HDFC Fastag users?
Yes, HDFC Bank provides a dedicated customer helpline for HDFC Fastag users to address their queries and concerns.
8. What are the modes of recharge available for HDFC Fastag?
You can recharge your HDFC Fastag online through net banking, debit/credit cards, UPI, or at designated POS locations.
9. Can I use HDFC Fastag for non-toll transactions?
No, HDFC Fastag is designed specifically for toll payments at designated toll plazas and cannot be used for non-toll transactions.
10. Is there an expiry date for the amount loaded in my HDFC Fastag account?
The amount loaded in your HDFC Fastag account does not have an expiry date and remains valid until it is utilized for toll payments.
In conclusion, HDFC Fastag is a convenient and efficient way to pay toll charges while traveling on national highways. With its numerous benefits, ease of application, and hassle-free usage, HDFC Fastag is a must-have for frequent travelers. So, why wait? Get your HDFC Fastag today and experience seamless journeys on Indian highways.